1.0 link Rainbow Dash Network http://rainbowdash.net/ Cerulean Lulamoon-Spark (ceruleansparkold) http://rainbowdash.net/ceruleansparkold http://rainbowdash.net/notice/708463 @<span class="vcard"><a href="http://rainbowdash.net/user/4320" class="url" title="Nerthos Nyaa"><span class="fn nickname">nerthos</span></a></span> Absolutely. However: I cannot conceivably save up enough to buy a house outright. For this, I need to borrow. To borrow in a way that doesn't involve sodomy, I need a good credit rating. To achieve this, I need to borrow and pay off small amounts in a timely fashion. I intend to exploit my natural laziness and routine to do this in a way that doesn't lead me into horrible, horrible debt.