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  1. awlxaĺan awlxaĺan

    I still think credit can be used to your advantage more than bring you down as long as you think of what you can afford down the line before you jump in to a large loan. Treat the loan as an investment, and think of what installments you can easily afford to pay off.

    Sunday, 05-Feb-17 05:45:07 UTC from web
    1. RDN's Lucifer RDN's Lucifer

      @awl The biggest issue with credit cards is recklesness, not the thing itself

      Sunday, 05-Feb-17 05:46:19 UTC from web
      1. Remote profile options...
        archaeme archaeme

        @nerthos @awl Yeah, the rewards that some give out are nice, but they're only worth it if you can pay back in full every month.  Many go spend a lot to rack up those points only to realize that they are borrowing more thant they can pay back.

        Sunday, 05-Feb-17 05:50:31 UTC from gs.archae.me
    2. awlxaĺan awlxaĺan

      @rarity you will yes as long as your payments are consistent. So hopefully you'll be good. It took me years to build up credit to buy a house and mess it up completely, but it's on the mend again.

      Sunday, 05-Feb-17 05:47:10 UTC from web
    3. awlxaĺan awlxaĺan

      @rarity the maxed out card will make it worse unfortunately, a lesson I learned too slowly trying to pay off mortgage and a tool account

      Sunday, 05-Feb-17 05:50:06 UTC from web
    4. awlxaĺan awlxaĺan

      @rarity I hope it doesn't seem I'm chiding. Just thought I'd share hard lessons if you didn't already know.

      Sunday, 05-Feb-17 05:52:21 UTC from web
    5. awlxaĺan awlxaĺan

      @rarity yeah they have to look at that stuff before they decide to take the chance; unfortunately how else are you supposed to build credit.

      Sunday, 05-Feb-17 05:54:17 UTC from web
    6. awlxaĺan awlxaĺan

      @rarity used cars are incredibly hit-and-miss and most of the models you'd find are way more expensive than they need to be, even if going by market value. I only got lucky with cars because I literally do all the work myself lol

      Sunday, 05-Feb-17 05:57:16 UTC from web
    7. awlxaĺan awlxaĺan

      @rarity but it can make you think 'why the papaya did I buy this again' the first time you get it inspected

      Sunday, 05-Feb-17 05:59:55 UTC from web
    8. awlxaĺan awlxaĺan

      @rarity job getting shaky?

      Sunday, 05-Feb-17 06:03:53 UTC from web
    9. awlxaĺan awlxaĺan

      @rarity Ah, gotcha

      Sunday, 05-Feb-17 06:09:15 UTC from web
    10. awlxaĺan awlxaĺan

      @rarity I understand all too well. Why Wal-Mart and I could have never worked out.

      Sunday, 05-Feb-17 06:16:15 UTC from web
    11. awlxaĺan awlxaĺan

      @rarity the upside I guess, the silver lining.

      Sunday, 05-Feb-17 06:19:11 UTC from web
    12. awlxaĺan awlxaĺan

      @rarity I'll be rooting for you my dude

      Sunday, 05-Feb-17 06:21:59 UTC from web
    13. awlxaĺan awlxaĺan

      @rarity haha, the culture is grabbed you by the nads to make you speak rad

      Sunday, 05-Feb-17 06:26:44 UTC from web
    14. awlxaĺan awlxaĺan

      @rarity life on the internet is not what it seems

      Sunday, 05-Feb-17 06:29:43 UTC from web
    15. awlxaĺan awlxaĺan

      @rarity It might be another hour before I get deep enough to philosophise. Or spell correctly for that matter.

      Sunday, 05-Feb-17 06:33:07 UTC from web
    16. awlxaĺan awlxaĺan

      @rarity bevvin or just tired

      Sunday, 05-Feb-17 06:33:49 UTC from web
    17. awlxaĺan awlxaĺan

      @rarity good christ

      Sunday, 05-Feb-17 06:34:45 UTC from web